Real Estate Calculators

Mortgage Calculator


Find out what your monthly payments will be for the home or cottage you are buying, including estimated property taxes, home insurance and mortgage costs.

Key in the purchase price, the down payment* as a percentage of that purchase price, the term of the mortgage (usually 5 to 30 years) and the interest rate quoted to you by your bank.

Your total monthly payments will appear in the orange box, with a breakdown of the individual costs detailed in the box immediately below that.

*Please note that this is NOT the deposit you will make upon acceptance of your offer. Rather, it is the amount you will put down on your new home or cottage, with the balance being mortgaged.


Seek out a local Mortgage Specialist or Broker for exact figures and more information.

Affordability Calculator

Monthly Gross Income $
Monthly Debt Expenses [?] $
Down Payment: $
Interest Rate: %

This calculator will tell you what you can afford to spend on your new home or cottage.
Enter in your gross family monthly income (before taxes), any required monthly debt expenses (loans, line of credits) and the down payment, in dollars, you will make. The calculator will then tell you what you can afford to spend on your new home or cottage./p>

Land Transfer Tax Calculator

Ontario’s Land Transfer Tax is a provincial tax payable by the purchaser upon the acquisition of an interest in land by registered conveyance or unregistered disposition. Therefore, if you purchase a property or land you are responsible for paying Land Transfer Tax to the province at the time the transaction closes.

More Information on Land Transfer Taxes in Ontario and Toronto

Ontario Land Transfer Taxes
Land Transfer Tax Rebates for First Time Buyers
Toronto Land Transfer Taxes

The above calculators are not guaranteed and should only be used for estimations. We accept no responsibility for any loss arising from any use or reliance on the information contained or produced herein.

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